EUR million

4–6/2025

4–6/2024

Change, %

1–6/2025

1–6/2024

Change, %

1–12/2024

Fee result

18.5

14.7

26 %

37.3

29.9

25 %

66.6

Net finance result

21.6

55.1

-61 %

73.4

85.0

-14 %

135.6

Result related to risk policies

2.0

11.9

-83 %

4.3

14.1

-69 %

25.4

Other result

-8.0

-5.9

-36 %

-18.9

-6.3

n.m.

-24.7

Profit before taxes for the period

34.2

75.8

-55 %

96.1

122.7

-22 %

202.9

Capital-light profit before taxes

20.6

25.4

-19 %

40.6

41.5

-2 %

87.8

Net flow

164

232

-29 %

420

478

-12 %

983

Earnings per share, EUR

0.06

0.12

-51 %

0.16

0.19

-18 %

0.33

Equity per share, EUR

–

–

–

2.68

3.05

-36 %

3.19

Organic capital generation per share, EUR

0.17

0.10

73 %

0.34

0.24

44 %

0.44

Return on equity-%¹

7.6 %

14.6 %

-7.0 p.p.

10.7 %

12.2 %

-1.6 p.p.

10.3 %

Cost/Income ratio related to client AuM, %²

–

–

–

53 %

64 %

-11 p.p.

58 %

EUR million

30 Jun 2025

30 Jun 2024

Change, %

31 Dec 2024

Client assets under management (AuM)

14,413

12,965

11 %

13,957

Solvency ratio, adjusted for dividend accrual, %

209 %

224 %

-15 p.p.

210 %

Solvency ratio, adjusted for dividend accrual and w/o transitional measure, %

193 %

206 %

-13 p.p.

193 %