Key figures
Key figures
On this page, you will find information about Mandatum’s key performance metrics and calculation formulas.
Key figures 1–9/2025
Mandatum Group
|
EUR million |
7–9/2025 |
7–9/2024 |
Change, % |
1–9/2025 |
1–9/2024 |
Change, % |
1–12/2024 |
|
Fee result |
21.7 |
18.1 |
20% |
59.0 |
48.0 |
23% |
66.6 |
|
Net finance result |
39.4 |
26.9 |
47% |
112.8 |
111.9 |
1% |
135.6 |
|
Result related to risk policies |
2.6 |
9.1 |
-71% |
7.0 |
23.2 |
-70 % |
25.4 |
|
Other result |
-8.0 |
-9.0 |
11% |
-26.9 |
-15.3 |
-76% |
-24.7 |
|
Profit before taxes for the period |
55.7 |
45.2 |
23% |
151.8 |
167.8 |
-10% |
202.9 |
|
|
|
|
|
|
|
|
|
|
Capital-light profit before taxes |
24.5 |
25.3 |
-3% |
65.0 |
66.8 |
-3% |
87.8 |
|
Net flow |
163 |
114 |
43% |
583 |
592 |
-1% |
983 |
|
|
|
|
|
|
|
|
|
|
Earnings per share, EUR |
0.09 |
0.07 |
28% |
0.25 |
0.26 |
-5% |
0.33 |
|
Equity per share, EUR |
– |
– |
– |
2.78 |
3.12 |
-34% |
3.19 |
|
Organic capital generation per share, EUR |
0.14 |
0.11 |
33% |
0.48 |
0.34 |
41% |
0.44 |
|
Return on equity-%1 |
13.6% |
9.4% |
4.2 p.p. |
11.2% |
11.1% |
0.0 p.p. |
10.3% |
|
Cost/income ratio related to client AuM, %2 |
– |
– |
– |
50 % |
63% |
-13 p.p. |
58% |
(1) Annualised
(2) Trailing twelve months
|
EUR million |
30 Sep 2025 |
30 Sep 2024 |
Change, % |
31 Dec 2024 |
|
Client assets under management (AuM) |
14,913 |
13,282 |
12% |
13,957 |
|
Solvency ratio, adjusted for dividend accrual, % |
206% |
224% |
-18 p.p. |
210% |
|
Solvency ratio, adjusted for dividend accrual and w/o transitional measure, % |
191% |
207% |
-16 p.p. |
193% |
Calculation formulas
Accounting policies
Find out more
Reports and presentations
Explore Mandatum's financial reports and other investor presentations and videos.
Financial targets
In June 2025, Mandatum announced new financial targets for 2025–2028 as part of its strategy.
Solvency
Mandatum's has a strong solvency position. Read more about Mandatum's solvency reporting.