This page contains information on Mandatum’s solvency and financial condition.
Mandatum's has a strong solvency position, which enables the company to operate even in an uncertain market environment. For our shareholders, the Group’s solid solvency position, the profit generated by capital-light business and the capital released from the with-profit business enable attractive dividends. Mandatum’s solvency position is largely determined by Mandatum Life’s solvency, and Mandatum’s other companies have little significance in terms of solvency requirements.
Mandatum has set a target solvency ratio at the range of 160–180 per cent by the end of 2028. The previous target level of Mandatum Group’s solvency ratio was 170–200 per cent.