This page offers information on Mandatum’s indebtness, debt instruments and credit ratings.
|
EUR million |
30 Sep 2025 |
|
Financial debt |
588.8 |
|
Shareholder equity |
1,397 |
|
CSM+RA, net of tax |
448.6 |
|
Debt ratio |
24.2% |
Mandatum has one outstanding subordinated Tier 2 notes. In addition, as part of the partial demerger of Sampo plc, a debt relationship related to certain debt instruments was transferred to Mandatum.
More detailed information on the debt instruments is provided below.
Mandatum currently holds international credit ratings from the credit rating agency S&P Global Ratings.
The most recent credit rating for Mandatum plc is BBB+ with a stable outlook. The most recent credit rating for Mandatum Life Insurance Company is A with a stable outlook.
More detailed information on the credit ratings is provided below.