Year 2025
Year 2025
Welcome to explore Mandatum's Annual Report 2025.
The Annual Report includes a Business review, a Capital and Solvency report, the Corporate Governance Statement, the Remuneration Report for Governing Bodies, the Report of the Board of Directors including a Sustainability Statement and the audited Financial Statements.
In addition, a separate Sustainability Review has been published. All publications can be downloaded from this page as PDF files.
CEO Petri Niemisvirta
“The year 2025 was marked by many successes. I would like to highlight the work around refining our strategy, the success of our international asset management business, and a significant improvement in cost efficiency. Mandatum achieved strong and profitable growth during the year.”
CEO Petri Niemisvirta
“The year 2025 was marked by many successes. I would like to highlight the work around refining our strategy, the success of our international asset management business, and a significant improvement in cost efficiency. Mandatum achieved strong and profitable growth during the year.”
Sustainability
During 2025, several measures were implemented to support sustainable value creation, and the active work was reflected in the recognition received in several external assessments.
Read more about the key themes of sustainability and the actions and results implemented during the year.
Sustainability
During 2025, several measures were implemented to support sustainable value creation, and the active work was reflected in the recognition received in several external assessments.
Read more about the key themes of sustainability and the actions and results implemented during the year.
Key figures of 2025
Client assets under management EUR 15.3 billion on 31 December 2025 (14.0)
Profit before taxes EUR 182.1 million (202.9)
Net flow EUR 723 million (983)
Solvency ratio1 169% on 31 December 2025 (193)
Market value EUR 3.5 billion on 31 December 2025 (2.3)
Number of employees approximately 630 (670)
Corporate and institutional clients approximately 20,000
Private clients approximately 250,000
1) Excluding transitional measure
Mandatum Group’s Solvency and Financial Condition Report will be published during week 20.