Cookies

This cookie policy complements the data protection information. We use cookies on our website and in our domains (such as mandatum.fi, mandatumam.com and mandatumtrader.fi), which are managed by the Mandatum Group companies (hereinafter “Mandatum” or “we”).

We ask for your consent to use cookies, and you can change or cancel your consent at any time. In connection with asking for your consent, you have been informed of which cookies we set and for what purposes. In this cookie policy, we provide even more detailed information on the purposes and the service providers we use. Here you can familiarise yourself with the service providers’ privacy policies, in which the service providers explain how they process the information collected using cookies and other technologies. 

We may change this cookie policy. The “Updated” information at the bottom of the page indicates the date on which this cookie policy was last updated. Any change to this cookie policy will become effective immediately once the updated version is published on our website. 

What are cookies?

Cookies are small text files that are saved on your computer, mobile device or other terminal. Cookies enable the use of many of our website’s functions and ensure the best possible user experience. We have divided the cookies used on our website into different categories according to their purpose of use. We use 1) cookies that are necessary for the functioning of our website, 2) cookies that measure the performance of our website and offer customised user experiences and 3) cookies that help offer targeted advertising.

In addition to cookies, we also use other technologies similar to cookies on our websites, such as pixels and other tracking codes. In this cookies information, cookies refer to cookies as well as all technologies similar to cookies.

The storage periods for data collected through cookies and other similar techniques vary depending on the type of cookie. Session cookies are stored on your device for the duration of your visit to our website and are deleted when the session ends or when you close your browser. Persistent cookies are stored, and the online behaviour data collected through them is saved, for a set period unless you delete them earlier from your browser settings. We typically store data collected through persistent cookies and online behaviour data for up to 24 months, because data covering this period of time is assumed to reflect your areas of interest.

More detailed information about the different cookies used for various purposes on our website, as well as each cookie’s period of activity, is provided in our cookie list, which you can find through the “Open cookie settings” link in the cookie settings.

What do we use cookies for?

We use technologies for measuring performance and user experience and for advertising and targeting on our website. Through the use of cookies, we can also personalise services and tailor marketing communication and advertising. Some examples of how we use cookies:

• Producing websites and parts thereof for website users
• Monitoring website usage and analytics
• Implementing personalised websites and web services based on web analytics or customer profiles
• Various online advertising contents on the web and in external services, such as in social media

We have listed the cookie categories, service providers and technologies that we use below.

What cookies do we use?

Strictly necessary cookies

These cookies are required in order for the website to function properly, and they cannot be disabled. These are generally set only when you use functions that create service requests, such as when adjusting cookie settings, logging in or filling out forms.  

These cookies are also used to maintain the website’s performance. They help us understand how the website functions.  

All of the information collected by the necessary cookies is anonymous. You can set your browser to prevent these cookies or to alert about them, but by doing so you may not be able to use all the features of the website. 

User experience

These cookies enable us to offer better and personalised functions and contents, such as videos and a personalised website experience. They help us improve the user experience and offer content that is more relevant for the user. Thanks to them, our website can remember data that changes the way it works or looks.  

These cookies are set by us or by third parties’ service providers, whose services we have added to our website. If you do not accept these cookies, some or all of these features may not function properly.  

No identifiable personal data is saved in these cookies, but they can be used to indirectly identify a person together with other data we have about the person. This is done by compiling aggregate data for statistics purposes. 

Advertising and targeting cookies

These cookies are placed by advertising and targeting tools. They are used to understand the areas of interest of visitors and to offer a more customised and interesting user experience. You can see ads on third-party websites based on what you have done on our website or what topics you have been interested in.

These cookies do not save identifiable personal data, but they can identify your browser and the device you have used to connect online. If you do not accept these cookies, the ads you see will not necessarily match your areas of interest.

How do I change the settings and influence the use of cookies?

You can opt out of certain cookie categories using the cookie settings found through the site’s “Open cookie settings” link. You can also refuse the technologies used for targeting on the website of the technology in question and in your browser settings. 

If you disable cookies altogether, no cookies will be saved on your computer or device from our website or any other website you visit. However, you may notice that not all online service functions can be used without cookies. The use of tools that disable online behaviour tracking tools can also disable cookies, which means that not all functions may be available to you.  

You can also set your browser to alert you about a cookie that will be saved. When you receive the notification, you can either accept or decline the cookie.  

More information about cookies and the secure use of web services can be found on the Finnish Transport and Communications Agency’s website.

More information about online behavioural advertising is available on the Your Online Choices website.

Service providers and technologies

We use the following service providers and technologies for the above-mentioned purposes. By clicking on the name of the service provider, you can read their privacy policy. Click on the tool name to influence the cookie preferences for cookies other than those that are strictly necessary.

Please note that the links lead to websites owned and maintained by third parties, and Mandatum is not responsible for the information or materials contained therein.

Updated 5th June 2025.