This page contains information on Mandatum’s solvency and financial condition.

On 30 June 2025, the Group’s solvency ratio without the transitional measure in accordance with the Solvency II principles was 193 per cent (31 Dec 2024: 193). 

Mandatum’s solvency position is largely determined by Mandatum Life’s solvency, and Mandatum’s other companies have little significance in terms of solvency requirements.